International insurance and direct billing
We help you deal with your insurer before you travel: pre-authorization, a written estimate, and direct billing where an agreement exists.
- We contact your insurer on your behalf
- A written estimate before any commitment
Three clear routes
Direct billing
If your insurer has an agreement with the hospital, the bill goes directly to them after a guarantee of payment.
Pre-authorization, then reimbursement
We prepare the medical report and written estimate for your insurer, and you claim reimbursement.
Self-pay
A written estimate stating what is and is not included before you travel. Pricing is case by case after reviewing your medical report.
How pre-authorization works
Send your policy
Insurance card and medical reports.
Report & estimate
The team prepares a medical report and written estimate.
Insurer review
Sent to your insurer or assistance company.
Guarantee of payment
Once approved, we confirm dates.
Treatment
With billing handled with the insurer.
Companies listed on the hospital’s international site
For guidance only. Active agreements and coverage are confirmed for each case with your insurer before you travel.
Names taken from the international insurance page of the hospital’s website (birunihospital.com); no insurer logos are used.
Travel health insurance
Many countries require travel health insurance for a visa. It is different from cover for planned treatment; we explain what applies to your country.
To speed up approval
- Insurance card and policy number
- Assistance company name if any
- Latest medical report
- Your consent to share data with your insurer
Insurance & cost questions
Do you work with my insurer?
Send the company name and policy number and we check for an active agreement.
How much does treatment cost?
Pricing is case by case after reviewing your medical report.
What does the estimate include?
It states what is and is not included, such as complications, intensive care or extra days.
Is my data shared with my insurer?
Only with your explicit consent, and only as needed for approval and billing.
Send your policy with your reports
We check coverage and send you a written estimate.